Many people who desire to start a family have hope thanks to IVF (in vitro fertilization). However, deciding to take the risk can be difficult. It’s often your heart, not your mind, that tells you that you would like to start a family.
The dilemma is that IVF may be so costly that most individuals have to factor cost into their decision. The cost of IVF varies greatly based on the facility you select, your health insurance, and the treatment you require. Here’s a quick overview of what to expect.
How much does IVF cost to get pregnant?
Since every circumstance is different, it’s hard to tell how much IVF procedures will cost.
IVF is commonly referred to as “rounds” or “cycles” by doctors. Getting your body ready for ovulation, extracting the eggs, fertilizing them, inserting an embryo, and tons of constant monitoring before and after are all part of a cycle.
Sometimes women become pregnant after just one round of IVF, while others will need to repeat the procedure. An IVF cycle costs anywhere between $12,000 and $17,000 on average. Why is there such a wide variety in IVF costs? Since every step in the process will be charged differently at every clinic:
- Fertility testing might cost anything from $2,000 to $4,000.
- The cost of a doctor’s consultation ranges from $300 to 750 dollars.
- The drugs might cost anything between $3,500 and $5,000.
- Blood tests and ultrasounds might cost anything from $2,000 to $3,500.
- The cost of egg retrieval ranges from $2,000 to $3,000.
- It can cost between $2,000–4,000 to fertilize the eggs in the lab and prepare them for transfer.
- It is possible to spend up to $750 on anesthesia.
- The cost of an embryo transfer might range from $1,500 to $5,000.
- The cost of storing frozen embryos might range from $600-1,000 each year.
You may also need to consider:
- The value of donor sperm ranges from $300 to $1,000.
- The cost of donated eggs can range from $30,000 to $50,000.
- Embryo genetic testing costs $1,500–6,000.
- $1,500–2,500 for ICSI (intracytoplasmic sperm injection), which involves injecting a sperm directly into the egg.
What is the out-of-pocket cost of IVF?
The cost of IVF from your own pocket varies greatly since it depends on your insurance company and the hospital or medical facility you select. Ticket expenses, lodging, and meals are all big things to consider if you want to travel to a health center.
Fortunately, IVF costs with insurance are frequently lower. Many insurance companies will cover monitoring, doctor’s consultation, and most likely a portion, if not all, of your drug expenditures. In certain states, health insurance companies are required to cover a particular sum for fertility treatment.
There’s a lot more to think about when it comes to IVF costs
When you initially contact an IVF clinic, you may need to conduct some research to figure out how much you’ll have to pay and whether there are any financial assistance alternatives. Even if you’re already feeling swamped, having these factors on your mind can assist.
- Find out what’s included in the package.
- Take a look at the success rates.
- Inquire about payment plans.
- Consider your refund alternatives.